By Joe Cohen

I will skip any discussion of the ‘history’ of how this issue got to where it is – knowing it is a minefield with heated opinions and perceptions. Rather I would like to take a financial perspective and offer a solution for what OPAL leaseholders should (must) do in their own financial self interest (and why). From the perspective of ‘what is best for me as a resident in Bonnie Brae’ – here are my thoughts.

Each resident should:

1. Get the permit application from Sue Kimple and fill it out (takes about 10 minutes).

2. Attach a check to ESWD in the amount of $ 500 post dated to October 15th (reason to follow).

3. Apply for the ‘low income’ option that will allow the resident to obtain the 50% discounted fee of $ 3,350 vs. $ 6,700.

4. If qualified, get the reduced monthly service rate of $ 31 per month that will start at the time of connection.

5. Elect a payment option that suits their individual financial needs. If someone cannot afford anything (for whatever reason) they may then elect the deferred payment option (my words) that allows them to pay ZERO for fifteen years with only 3% simple interest (not compounded) to accrue on the balance. (Note: Clearly this pushes the payment down the road – but at least there is plenty of time to work on it. If the unit is sold the lien obligation is paid off at time of sale).

I believe (and have a nod from a reliable source) that if the residents will do this – EWSD will waive the $ 500 permit fee in full to aid in further reducing the impact on OPAL residents.

The benefit to residents:

1. They lock in the $ 3350 discount by meeting the permit filing deadline of October 1.

2. They save the increased fee of $ 700 that will become effective October 1. (Total savings of $4,050)

3. They avoid the painful (and perhaps punitive) $ 48 accessibility fee recently announced.

4. They will no longer be required to have their septic systems inspected (I believe annually) at some ‘unspecified cost’ (I assume at least $ 100 – but don’t know for sure).

5. They will no longer be required to pay for the ‘pumping’ of their ‘tanks’ at a cost of about $ 700 (I am told) every 4-5 years. Instead, ESWD does that as part of the service package for the $ 31 monthly fee. (If the pump charge is indeed $ 700 – then the monthly fee represents about two years of payments toward that end).

6. They will rid themselves of the emotional turmoil (to some extent) that surrounds this ongoing debate – and get back to living without it (maybe).

The benefits to the community:
For the community at large – we protect our watershed better than we do now. (Note: The argument about the quality/sufficiency of the existing septic systems is irrelevant if the law requires the hook up – so no use getting sidetracked into that argument). For a community that is called OPAL (Of People and Land) this would seem to be consistent with the larger philosophy.

To proceed in the antagonism that is evident (irrespective of source) is destructive to the residents and the community at large. And ESWD will lose as well if the acrimony continues.

One day soon as a community we will need to both increase our sewage treatment ‘capacity’ (under state law) and perhaps the quality of our treatment installation to serve that need. If the atmosphere is too poisoned – we may all shoot ourselves in the foot (toe?) and refuse to fund a BOND ISSUE (in the future) that is in our best interests then….a bit twisted don’t you think?

I am hopeful all participants in this debate with simply take a step back and ask a simple question: At this juncture – what course best serves their self interest – short and long term. Moving down the path suggested above may then break the entrenched ‘inaction’ (on the part of residents and ESED) that results in more negative ‘reaction’ all around.

It is time to be done and move forward.

Joe Cohen is a Certified Financial Planner

**If you are reading theOrcasonian for free, thank your fellow islanders. If you would like to support theOrcasonian CLICK HERE to set your modestly-priced, voluntary subscription. Otherwise, no worries; we’re happy to share with you.**