Learn how to navigate Medicare coverage

||| FROM TERRI OSBORNE for SHIBA |||

Is 2023 the year you join Medicare? Depending on your circumstances, Social Security may automatically enroll you, or you may need to submit an application. To make an informed decision about your coverage choices, you’ll need to understand a lot of new information.

Medicare has its own vocabulary and rules. There are deadlines you need to meet and penalties (some lasting a lifetime) for not doing things at the right time. There are also federal and state programs available to help people with very low incomes and limited assets pay their Medicare premiums, reduce their drug costs, and in some instances cover their Medicare copays and deductibles.

SHIBA volunteers are here to make the transition easier for you. Join us for a free online presentation on Thursday, March 23 at 2 p.m. Come learn how Medicare works, what your coverage options are and when you must act to avoid penalties. To register for the presentation, email shibasjco@yahoo.com. We will need the following information to register you:

• First and last name
• Phone number
• Email address

Trained volunteers with the Statewide Health Insurance Benefits Advisors (SHIBA) program will give the presentation. Part of the Washington state Office of the Insurance Commissioner, SHIBA provides free, unbiased and confidential counseling assistance in San Juan County.

SHIBA has trained volunteer counselors available on the three major islands in San Juan County. Call the local SHIBA office at 360-376-5892 to schedule your free personal, confidential, unbiased counseling session. In San Juan County, SHIBA is sponsored by the Inter Island Healthcare Foundation.